Submitted by: Princess Cruz

A car accident is always inconvenient and can sometimes be life changing. If you or a loved one are injured or killed as a result of an accident that was not your fault, it can be a challenge to get what you are owed. A Sedalia car wreck attorney can help you obtain compensation and understand your rights.

First of all, all drivers in Missouri are legally obliged to carry liability insurance. If the other driver was uninsured or underinsured, you should file an accident report if there was injury, death or more than $500 in property damage. This report should be filed within one year – but ideally immediately. The uninsured driver will face consequences including suspension for not carrying the required insurance.

Then, you must sue within five years for injury or three years for wrongful death. If the other motorist is uninsured, then you should definitely retain an attorney right away. Otherwise, you should contact a lawyer unless their insurance company pays up promptly – and insurance companies often try to avoid paying damages.

Missouri is also a pure comparative fault state, which means that if a jury decides that you are partially liable for the accident, then the award may be dropped by a percentage amount. So, it is important to have a lawyer who knows how to argue fault if it goes to court – and who knows when you can get a better deal from a settlement.

You have a right to receive some damages if you or a family member are injured in an accident caused by the negligence of another driver. They or their insurance company may not want to pay up – so if you are injured in a car accident, contact a lawyer right away. The law regarding who is at fault can be complicated, and comparative fault can make it even more so.

You should choose an attorney who specializes in personal injury cases. The law is simply too complicated for a “general” lawyer. Find a lawyer who has experience and a good reputation in the field and practice helping people in your specific situation. A lawyer can educate you on your rights and guide you to the best course of action, including helping you establish whether you have a good case in the first place.

Your lawyer should have experience both working on settlements and going to trial, and remember that having a lawyer shows the other party that you are serious and thus can make it more likely that they will settle quickly out of court (always a cheaper and more desirable option).

If you have been in a car accident, then learn about your rights and how you can get compensation for medical bills, funeral bills, and lost income. Missouri does cap certain damages – but you still have the right to a good settlement. Contact a Sedalia car wreck attorney and find out how to get the damages you deserve.

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